Have any questions? Call us at +1 (647) 594 - 9236

Have any questions? Call us at +1 (647) 594 - 9236


At EcoWaterHub, you can conveniently pay for your purchase through monthly installments.

Clear, transparent terms. Fair rates. No prepayment penalties.

PayPlan by RBC Financing

Budget-Friendly Shopping: Spread Your Costs Over Time

Need something now but don’t want your budget to get off track?
PayPlan by RBC lets you spread the cost of larger purchases over time. After a quick application process, select a plan that works for you and you’ll know upfront how much, and when you’ll pay.

Quick and easy

Go from browsing to buying using a quick, straight forward application process.

Pay on your own terms

Break down larger costs and select the repayment term that’s best for you.

Transparent lending

No hidden fees or penalties for paying off your loan early.

Trust and confidence

Feel secure in a solution backed by RBC.

Pay Over Time

We provide easy and affordable financing through our partner, PayPlan by RBC™, so you can pay for your purchase over time.

Affordable Monthly Plans

Buy now and pay for your purchase over time at competitive interest rates.

No Prepayment Penalties

Pay for your purchase with monthly payments and prepay at any time without penalty.

Easy Application

Get a decision in seconds with no obligation to buy. Checking your rate won't affect your credit score. Your data is safe and encrypted.

Frequently Asked Questions

PayPlan by RBC is a pay-over-time solution that helps you make purchases with equal monthly payments for the selected payment term and at the stated rate. When you sign the Cost Of Borrowing (COB) disclosure with PayPlan by RBC, you agree to accept the terms of taking an instalment loan from RBC Ampli Inc.

The goal is to make your purchases more manageable by helping you pay in a way that fits your budget. The PayPlan by RBC loan includes straightforward, easy-to-understand terms for fair, transparent lending.

Safeguarding your personal information is very important to us. All PayPlan by RBC checkouts use HTTPS secure encryption when transmitting data.

You will be given the option to apply for PayPlan by RBC in the checkout flow of any participating retailer and follow the prompts to pre-qualify, review and accept your terms, and complete checkout. Applying is quick and straight forward.

No. When you finance a purchase with PayPlan by RBC you are applying for an instalment loan with equal monthly payments from RBC Ampli Inc.

Pre-qualifying for a PayPlan by RBC loan only results in a soft inquiry and will not affect your credit score. If you accept your loan terms, and complete checkout a credit check will be performed which may have impact to your credit score.

PayPlan by RBC does not currently report loan status to the credit bureaus but they reserve the right to do so in the future.

In December of 2022, the PayPlan by RBC program was transferred from Royal Bank of Canada to RBC Ampli Inc., a wholly-owned subsidiary of Royal Bank of Canada.

RBC Ampli Inc. is now the lender for all PayPlan by RBC loans.

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